Address: Friendship Tower, No. 31, Le Duan Street, Ben Nghe Ward, District 1, Ho Chi Minh City, Vietnam
Phone: +65 6423 0313

Company profile

Founded in 1996, BPC delivers solutions which fit with today’s consumer lifestyle when banking, shopping or moving in both urban and rural areas, bridging real life and the digital world. With 350 customers across 100 countries, BPC collaborates with all ecosystem players ranging from tier one banks to neobanks, Payment Service Providers (PSPs) to large processors, ecommerce giants to start-up merchants, and government bodies to local hail riding companies.

Product/Solution introduction

BPC’s SmartVista is a customer centric platform that comprises an innovative suite of micro-services for banking, payment, commerce, mobility and government institutions. The suite includes a wide range of solutions for digital banking, ATM & switching, payments processing, card and fraud management, financial inclusion, merchant portals, transport and smart cities digital ticketing.

– Digital Banking:
SmartVista Digital Banking App has been revamped with the customer needs in mind in a local context. It offers a more effortless mobile banking journey and quick implementation as a commitment to banks that wish to accelerate their digital transformation, and fintechs that need to get to market fast.

– Card Management:
SmartVista Card Management Solution is an integral part of BPC’s end-to-end e-payments system, SmartVista Card Management delivers a comprehensive card management solution that makes it quick and easy for issuers to design new card products that attract new cardholders while encouraging current customers to use their cards more, whether in physical form or virtual.

– e-Wallet:
BPC SmartVista eWallet supports the entire spectrum of electronic payments, including sending and receiving funds, purchasing goods and services, bill payments, utility payments and mobile top up. Consumers can store their bank, coupons, gift cards, vouchers and discount cards in a single digital wallet application.

– Fraud Management:
BPC’s fraud management solution helps financial service providers prevent fraud across all channels, in real time. The solution provides real time transaction monitoring and allows performing statistics profiling on any level – channel, customer, card, account, terminal, merchant or device.

The BNPL service by BPC offers a fast and efficient way for banks, acquirers, lenders, fintech companies, and wallets to offer instalment plans to their customers when shopping online, in store or in-app. It has been proved as a great way to reach new customer segments worldwide.

– ACS:
SmartVista’s ACS offers 3 main functions: enrolment of cards, (flexible) verification of the cards enrolled and cardholder authentication. Card enrolment can be carried out either using an XML file to import data of the cards eligible for 3-D Secure from the card management system (CMS) or through the card loading services API.

– Merchant Management:
SmartVista Merchant Management enables banks, payment processors and independent sales organizations (ISOs) to manage and organize merchant relationships in almost any hierarchy – by geography, merchant type, location, group, corporate structure or business type.

– Marketplace:
The SME Marketplace is targeted to enable financial inclusion for SMEs and let entrepreneurs start trade even without their own capital. Starting from this core value proposition, the SME Marketplace is the foundation for a true trading platform, where all participants in the value chain are brought onto a single platform to create an entire ecosystem to service the SME economy. It essentially creates a closed loop trading environment for B2B2C.

– Switch:
BPC’s Switch manages a full range of transaction types for both issuers and acquirers, including purchases, ATM cash withdrawals, manual cash advances, Internet and mobile payments, refunds and fund transfers. Nonfinancial transactions are also supported including balance inquiries, statement requests, PIN changes and card activations.

– Integration Platform:
SmartVista integration platform is middleware that helps financial institutions and their integration partners simplify siloed systems and orchestrate activities through a single platform. This ‘smart’ service bus is designed to accelerate and simplify integration to support financial service providers on their digital transformation journey.